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DTSTART;TZID=America/New_York:20260410T093000
DTEND;TZID=America/New_York:20260410T110000
DTSTAMP:20260421T120145
CREATED:20260325T131028Z
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UID:118987-1775813400-1775818800@business.pa.gov
SUMMARY:Small Business Capital Series Part 1: Small Business Loans
DESCRIPTION:Part 1 of the Lehigh University SBDC Small Business Capital Series will introduce the small business financing process to business owners who are seeking funding. \n \nTopics will include: commercial\, SBA\, state\, and community loan requirements\, tips for navigating the application process\, how to prepare a complete loan package\, alternatives to traditional loan sources\, and information on additional resources. \n \nRegister for Part 2 – April 24: Small Business Funding Options \n \nRegister for Part 3 – May 8: The Business Plan \n \nThis in person seminar will take place at the Northampton Community College Fowler Family Southside Center in the Follett Family Center for Innovation and Entrepreneurship (CIE).  Room 114. \n \nThank you to TD Bank for sponsoring this seminar series! \n \n  \n \nThis is a live\, in-person session\, and will not be recorded.
URL:https://business.pa.gov/event/small-business-capital-series-part-1-small-business-loans-3/
LOCATION:511 E 3rd St\, Bethlehem\, PA\, 18015-2072\, United States
CATEGORIES:Business Financing
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ORGANIZER;CN="Robert%20Mineo":MAILTO:rom311@lehigh.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260318T090000
DTEND;TZID=America/New_York:20260318T110000
DTSTAMP:20260421T120145
CREATED:20260309T133248Z
LAST-MODIFIED:20260309T133248Z
UID:118891-1773824400-1773831600@business.pa.gov
SUMMARY:IN PERSON | SBDC Day & Business Growth @ StartUp Danville
DESCRIPTION:Join us for a National SBDC Day event on March 18\, part of our monthly Business Growth at Startup Danville events on the 3rd Wednesday of every month. Nearly 1\,000 SBDCs nationwide will celebrate this year’s theme\, Stronger Together\, recognizing the partnerships and relationships that power small business success!  \n \n \n9:00 AM – Coffee & Networking\n \n9:30 AM – Partner remarks\, Business spotlights\, Fireside chat\, Ribbon-cutting!\n \n11:00 AM – Networking & Lunch: Sponsored by Fulton Bank\n\n \nFeatured businesses will include: \n \n \n\nTen Mile Mushrooms – Kyle Beaver  – Montour County agricultural and eCommerce business and member of Startup Danville\, leveraging SBDC Digital Services to grow. \n\n \n\nEmpower Tomorrow – Dr. Mohsen Shabahang – Union County-based executive coaching venture in the healthcare field\, and a member of Startup Lewisburg. \n\n \n\nCustom Container Solutions\, LLC – Todd Vonderheid – Northumberland County manufacturer partnering with the SBDC and Bucknell University engineering faculty and students through DCED’s Manufacturing PA Innovation Program\, and recipient of specialized PASBDC network services through the statewide Environmental Management Assistance Program (EMAP). \n\n \n\nBayleaf Photography – Abby Fertig – Union County creative startup celebrating the launch of her business with a ribbon cutting – recently approved for a Creative Entrepreneur Accelerator Program grant from PA Creative Industries with the SBDC’s assistance.
URL:https://business.pa.gov/event/in-person-sbdc-day-business-growth-startup-danville/
LOCATION:StartUp Danville\, 418 Railroad Street\, Danville\, PA\, 17821-1547\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2026/03/image_EC8C4FDE-4555-42D7-90EA-26B1F5847B15.png
ORGANIZER;CN="Steven%20Stumbris":MAILTO:sstumbri@bucknell.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260311T100000
DTEND;TZID=America/New_York:20260311T110000
DTSTAMP:20260421T120145
CREATED:20260225T135228Z
LAST-MODIFIED:20260225T190641Z
UID:118391-1773223200-1773226800@business.pa.gov
SUMMARY:Financing Your Business: SBA 504 Financing & Free Support Services
DESCRIPTION:Are you a small business owner looking for financing?  \nJoin us for a free\, information-packed webinar hosted in partnership with Pennsylvania’s State Small Business Credit Initiative (SSBCI) and the Regional Development Funding Corporation (RDFC). Whether you’re launching a startup or growing an established business\, this session will walk you through practical funding support and financing tools designed to help you move forward with confidence. \n \nSSBCI will highlight its no-cost technical assistance services available to Pennsylvania entrepreneurs and business owners. Learn how SSBCI can support your funding journey through business plan development\, financial projections\, bookkeeping help\, and access to legal assistance—key building blocks that strengthen applications and improve readiness for capital. \n \nRDFC will then provide a clear\, step-by-step overview of the SBA 504 Loan Program and how it can be used to finance owner-occupied real estate purchases\, machinery and equipment\, and refinance those assets at below-prime rates. RDFC will also cover program regulations\, eligibility requirements\, and the application process so you can determine whether SBA 504 is the right fit for your business goals. \n \nPresenters include: \n \n \n\nWill Hooten\, Director of SSBCI for PASBDC \n\n \n\nSteve Meredith\, Business Development Officer\, RDFC \n\n \n\nNate Nyland\, Deputy Director\, RDFC \n\n\n \nBring your questions and leave with actionable insight into funding resources\, technical assistance\, and long-term financing options that can help your business start strong and scale smart. \n\nThis project is being supported\, in whole or in part\, by federal award number SSBCI-21031-0044 awarded to the Pennsylvania Department of Community and Economic Development (DCED) by the U.S. Department of the Treasury.
URL:https://business.pa.gov/event/financing-your-business-sba-504-financing-free-support-services/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2026/02/image_CD7A3170-B1F7-4515-9E8E-5FEDC480F803.png
ORGANIZER;CN="PA%20SSBCI%20-%20Kutztown":MAILTO:hooten@kutztown.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260311T090000
DTEND;TZID=America/New_York:20260311T100000
DTSTAMP:20260421T120145
CREATED:20260225T135227Z
LAST-MODIFIED:20260225T190135Z
UID:118389-1773219600-1773223200@business.pa.gov
SUMMARY:Would You Buy This Business? A Live Deal Review
DESCRIPTION:Would You Buy This Business? A Live Deal Review\n \nJoin us for a follow-up\, discussion-based webinar where we move beyond theory and take a closer look at real businesses for sale. \n \nIn this live\, podcast-style session\, two SSBCI advisors will review actual business listings from online marketplaces and talk through how experienced buyers evaluate opportunities. We’ll discuss what questions to ask sellers\, what financial and operational details matter most\, and the common red flags that first-time buyers often overlook. \n \nAs part of each deal review\, we’ll also talk through how a business like this could be financed. Using real-world scenarios\, we’ll discuss typical funding structures\, what lenders look for\, how cash flow impacts financing options\, and where buyers often run into challenges when trying to secure capital. \n \nRather than formal presentations or sales pitches\, this session is designed as an open conversation—walking through real listings\, breaking down what stands out\, and explaining how buyers think about deals before making an offer or approaching a lender. \n \nThis session is ideal for first-time buyers\, aspiring entrepreneurs\, and business owners who want a practical\, real-world look at how to evaluate acquisition opportunities and understand their financing options with more clarity and confidence. \n \nThis project is being supported\, in whole or in part\, by federal award number SSBCI-21031-0044 awarded to the Pennsylvania Department of Community and Economic Development (DCED) by the U.S. Department of the Treasury.
URL:https://business.pa.gov/event/would-you-buy-this-business-a-live-deal-review/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2026/02/image_F68BB995-6398-4BDD-93E0-66F6BEE31D84.png
ORGANIZER;CN="PA%20SSBCI%20-%20Kutztown":MAILTO:hooten@kutztown.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260310T130000
DTEND;TZID=America/New_York:20260310T140000
DTSTAMP:20260421T120145
CREATED:20260225T135224Z
LAST-MODIFIED:20260225T183753Z
UID:118383-1773147600-1773151200@business.pa.gov
SUMMARY:Loan-Ready: Preparing Your Financials and Accessing Capital
DESCRIPTION:Are you a small business owner looking to take your venture to the next level?  \nThis free\, one-hour virtual session is designed to help small business owners understand what it takes to be prepared for financing. Participants will learn how lenders evaluate loan applications\, what financial information must be prepared in advance\, and what financing options are available to Pennsylvania small businesses. \n \nLeveraging both Penn State University SBDC and SSBCI program services\, the presenters will provide practical guidance on organizing financial statements\, navigating the loan application process\, and avoiding common mistakes that can delay or prevent loan approvals. \n \nKey Topics / Learning Objectives \n \n \nFinancial statements required for a loan application\n \nHow lenders assess credit\, cash flow\, and repayment capacity\n \nCommon documentation requested during the underwriting process\n \nOverview of loan options available to Pennsylvania small businesses\, including SSBCI-supported programs\n \nFrequent reasons loan applications are denied or delayed — and how to address them\n \nHow SBDC consulting and SSBCI technical assistance can support financing readiness\n\n \nWho Should Attend \n \nSmall business owners\, entrepreneurs\, and early-stage companies planning to apply for financing within the next 3–12 months or seeking to better understand lender expectations. \n\n \n \nPresented By \n \n \nWill Hooten\, Director of SSBCI\, Pennsylvania Small Business Development Center (PASBDC)\n \nChelsea Blair\, Business Consultant\, Penn State University Small Business Development Center\n\n\n \n \n \nThis PA SSBCI training program is specifically designed for small businesses owned by socially or economically disadvantaged individuals (SEDI) and very small businesses (VSB) with fewer than 10 employees. The PASBDC provides Technical Assistance for VSB or SEDI-owned businesses that are applying for\, preparing to apply for\, or have previously applied for federal or state funding.\n \n \n \nThis project is being supported\, in whole or in part\, by federal award number SSBCI-21031-0044 awarded to the Pennsylvania Department of Community and Economic Development (DCED) by the U.S. Department of the Treasury.\n \n \n \n 
URL:https://business.pa.gov/event/loan-ready-preparing-your-financials-and-accessing-capital/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2026/02/5139E875-2F8C-483A-99FB-4F098FF69BC3-aUo81O.tmp_.png
ORGANIZER;CN="PA%20SSBCI%20-%20Kutztown":MAILTO:hooten@kutztown.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260309T120000
DTEND;TZID=America/New_York:20260309T130000
DTSTAMP:20260421T120145
CREATED:20260225T135212Z
LAST-MODIFIED:20260225T170640Z
UID:118369-1773057600-1773061200@business.pa.gov
SUMMARY:Taller Virtual en Español: Primeros Pasos para Planificar y Financiar su Negocio
DESCRIPTION:¿Tiene una idea de negocio pero no sabe por dónde empezar? \n \n¿Está buscando financiamiento\, pero no entiende bien lo que le piden los bancos? \n \nEste taller está diseñado exclusivamente para personas de habla hispana que desean comenzar su camino empresarial con orientación clara y apoyo relevante. \n \nEn este taller gratuito\, usted aprenderá: \n \n \nQué es un plan de negocios y cómo empezar uno sin complicaciones\n \nCómo mejorar su comprensión del inglés para temas financieros y de negocios\n \nQué buscan los prestamistas y cómo prepararse para acceder a financiamiento\n \nRecursos disponibles en su región para avanzar su idea empresarial\n\n \nNo necesita tener un negocio ya establecido. Este será un espacio de confianza y respeto. Habrá tiempo para hacer preguntas y compartir experiencias. Nuestro objetivo es que usted salga del taller con más claridad\, confianza y herramientas prácticas para dar el siguiente paso.
URL:https://business.pa.gov/event/taller-virtual-en-espanol-primeros-pasos-para-planificar-y-financiar-su-negocio-2/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ORGANIZER;CN="Lorena%20Bravo":MAILTO:bravo@kutztown.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260305T120000
DTEND;TZID=America/New_York:20260305T130000
DTSTAMP:20260421T120145
CREATED:20260225T135210Z
LAST-MODIFIED:20260225T165544Z
UID:118363-1772712000-1772715600@business.pa.gov
SUMMARY:Business Acquisition 101: What First-Time Buyers Need to Know
DESCRIPTION:Business Acquisition 101: What First-Time Buyers Need to Know\n \nThinking about buying a business but not sure where to start—or what to watch out for? \n \nThis one-hour seminar is designed for first-time buyers who want a practical\, realistic understanding of how business acquisitions actually work. Participants will learn how to evaluate potential businesses\, understand how deals are structured and financed\, and recognize common risks and red flags before making an offer. \n \nRather than focusing on theory or “get-rich-quick” strategies\, this session emphasizes cash flow\, lender expectations\, and buyer preparedness. Attendees will walk through the full acquisition process—from sourcing opportunities and reviewing financials to due diligence and financing using real-world examples and a lender-informed perspective. \n \nThis session is ideal for aspiring entrepreneurs\, career changers\, and existing business owners considering acquisition as a growth strategy. Participants will leave with a clear roadmap\, practical next steps\, and an understanding of how programs like SSBCI can support capital readiness and financing preparation. \n\n \n\n \nThis project is being supported\, in whole or in part\, by federal award number SSBCI-21031-0044 awarded to the Pennsylvania Department of Community and Economic Development (DCED) by the U.S. Department of the Treasury.
URL:https://business.pa.gov/event/business-acquisition-101-what-first-time-buyers-need-to-know/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2026/02/image_F68BB995-6398-4BDD-93E0-66F6BEE31D84.png
ORGANIZER;CN="PA%20SSBCI%20-%20Kutztown":MAILTO:hooten@kutztown.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260217T090000
DTEND;TZID=America/New_York:20260217T103000
DTSTAMP:20260421T120145
CREATED:20260126T145253Z
LAST-MODIFIED:20260126T173947Z
UID:117841-1771318800-1771324200@business.pa.gov
SUMMARY:Bookkeeping Basics - virtual workshop
DESCRIPTION:Learn the fundamentals of bookkeeping to help manage your business financials and make informed business decisions. \n \nAccurate bookkeeping serves as the foundation of your business’s accounting and financial systems– impacting the growth and success of your business. Bookkeeping Basics\, presented by Wilke CPAs & Advisors will introduce attendees to bookkeeping best practices for business. \n \nTopics covered to include key action items related to: \n \n• Creating a Chart of Accounts \n \n• Recording Transactions \n \n• Bank Reconciliations \n \n• Planning for Taxes \n \n• Accounting Software Options \n \n• and much more \n \n  \n \n 
URL:https://business.pa.gov/event/bookkeeping-basics-virtual-workshop-8/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2026/01/image_29346A46-43F8-4813-88EB-706469F0C993.png
ORGANIZER;CN="Terri%20Cook":MAILTO:SBDC@pitt.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260210T090000
DTEND;TZID=America/New_York:20260210T103000
DTSTAMP:20260421T120145
CREATED:20260126T145155Z
LAST-MODIFIED:20260127T131801Z
UID:117803-1770714000-1770719400@business.pa.gov
SUMMARY:How to Access the Capital You Need - virtual session
DESCRIPTION:Hear from an SBA preferred lender to learn how to access capital from business acquisition to start-up financing to ground-up construction and every state in between. \n \n9:00 a.m. to 10:30 a.m.  \nRegistration Policies:\nRegistration and Fees: Payment of seminar fees may be made by check\, money order or credit card. Payment must be received to guarantee your space in an event. \nRefund Policy: If you wish to request a refund\, please contact the conference organizer listed above to discuss. You may also elect to send a substitute in your place. If the event is cancelled\, all fees will be returned. \nSpecial Accommodations: In accordance with the American Disabilities Act and state law\, you may request accommodations due to a disability by contacting the event organizer listed above. Advance notice may be necessary for some accommodations. Registration must be paid prior to accommodation requests.
URL:https://business.pa.gov/event/how-to-access-the-capital-you-need-virtual-session-8/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2025/02/How-toaccess-capital-Twitter.png
ORGANIZER;CN="SBDC%20Admin":MAILTO:SBDC@pitt.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260209T120000
DTEND;TZID=America/New_York:20260209T130000
DTSTAMP:20260421T120145
CREATED:20260203T133925Z
LAST-MODIFIED:20260203T144937Z
UID:118257-1770638400-1770642000@business.pa.gov
SUMMARY:Taller Virtual en Español: Primeros Pasos para Planificar y Financiar su Negocio
DESCRIPTION:Most financing options require a solid business plan. Learn all you need to know about operational and production planning\, conducting market research and creating financial spreadsheets to attract funding for your business. \n \nThis is a hybrid event.  You can attend via Zoom or in person.   \n \nThe in-person location is the Murdoch Building\, 3420 Forbes Avenue\, third floor\, Pittsburgh\, PA  15213. 
URL:https://business.pa.gov/event/taller-virtual-en-espanol-primeros-pasos-para-planificar-y-financiar-su-negocio/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ORGANIZER;CN="Lorena%20Bravo":MAILTO:bravo@kutztown.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260128T100000
DTEND;TZID=America/New_York:20260128T120000
DTSTAMP:20260421T120145
CREATED:20251226T142959Z
LAST-MODIFIED:20251226T164708Z
UID:117477-1769594400-1769601600@business.pa.gov
SUMMARY:The Basics of Business Lending (in-person and live-stream)
DESCRIPTION:The Basics of Business Lending \n \nWhether you have a startup or an existing business\, your business needs capital to survive and grow. There are several ways to secure funding\, but which one is right for your business? \n \nThis workshop introduces participants to the foundational concepts of business lending\, helping them understand how to access financing\, what lenders look for\, and how to prepare for a successful loan application. It covers different types of loans\, lending institutions\, and the criteria used to evaluate creditworthiness. \n \nIn this 2-hour workshop we will discuss: \n \n \nTypes of Business Loans\n \nSources of Business Lending\n \nWhat Lenders Look For (The 5 Cs of Credit)\n \nPreparing for a Loan Application\n \nCommon Mistakes to Avoid\n \nTips for Success\n \nHow does the SBA lending work?\n \nEligibility\n \n7(a) Program\n \nSBA Express\n \nCommunity-focused programs\n\n \nRegister today and find out which capital source is right for you! \n \nSpeakers: \n \nNick Molea\, V.P. – Business Banking Relationship Manager\, Huntington National Bank
URL:https://business.pa.gov/event/the-basics-of-business-lending-in-person-and-live-stream-2/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2025/12/image_0D419234-D815-44EE-9F36-92633DD32226.png
ORGANIZER;CN="John%20Higgins":MAILTO:higginsj5@duq.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20260121T090000
DTEND;TZID=America/New_York:20260121T100000
DTSTAMP:20260421T120145
CREATED:20251226T142402Z
LAST-MODIFIED:20251226T155925Z
UID:117449-1768986000-1768989600@business.pa.gov
SUMMARY:Preparing to Meet Your Lender
DESCRIPTION:Are you a small business owner looking for financing?  \nJoin us for a free\, interactive webinar on January 21\, 2026\, from 9:00–10:00 a.m. ET featuring members of the State Small Business Credit Initiative (SSBCI). SSBCI is a free program that supports Pennsylvania businesses with business planning\, accounting\, and legal assistance to help them prepare to apply for a loan. \n \nThis session includes an open discussion between Will Hooten\, Director of SSBCI\, and Shane Foster\, Western Assistant Director of SSBCI\, focused on helping borrowers navigate early conversations with lenders. Will and Shane will walk through what borrowers should be prepared to ask\, how the lending process typically unfolds\, and what to bring to a lender during your first outreach\, initial meeting\, and follow-up meetings. They will also highlight common communication pitfalls and key things to watch for when working with a lender. \n \nThe webinar will conclude with audience Q&A\, so bring your questions and get real-time guidance. \n\n \n \n \nThis project is being supported\, in whole or in part\, by federal award number SSBCI-21031-0044 awarded to the Pennsylvania Department of Community and Economic Development (DCED) by the U.S. Department of the Treasury.\n \n \n \n 
URL:https://business.pa.gov/event/preparing-to-meet-your-lender/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2025/12/image_B9A37B9D-0E6E-4A89-B42C-4F80B146A191.png
ORGANIZER;CN="PA%20SSBCI%20-%20Kutztown":MAILTO:hooten@kutztown.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20251209T120000
DTEND;TZID=America/New_York:20251209T130000
DTSTAMP:20260421T120145
CREATED:20251125T134543Z
LAST-MODIFIED:20251125T181852Z
UID:117145-1765281600-1765285200@business.pa.gov
SUMMARY:Avoiding Common Contract Pitfalls: Legal Landmines in Agreements
DESCRIPTION:Contracts are the legal infrastructure of any business relationship. Whether you’re acquiring a company\, hiring vendors\, or selling your products and services\, a poorly drafted or casually negotiated agreement can introduce risk that may not become apparent until it’s too late. In this seminar\, corporate attorney Mark Wendaur of Offit Kurman will guide business owners\, operators\, and acquirers through the most critical contract clauses that deserve close attention — and why informal agreements are often a recipe for future disputes. \n \nAbout the Speaker: \n \nMark Wendaur is a corporate and real estate attorney at Offit Kurman\, a full-service law firm with nearly 300 attorneys and a national footprint. He represents buyers through complex transactions and serves as outside general counsel to growing companies across industries. Mark regularly advises clients on contract risk\, deal structuring\, and operational best practices. \n \n 
URL:https://business.pa.gov/event/avoiding-common-contract-pitfalls-legal-landmines-in-agreements/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2025/11/image_10ABE48C-87C0-497D-9274-B1C347F3A023.png
ORGANIZER;CN="Temple%20SBDC":MAILTO:sbdc@temple.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20251209T090000
DTEND;TZID=America/New_York:20251209T103000
DTSTAMP:20260421T120145
CREATED:20251125T134530Z
LAST-MODIFIED:20251125T181407Z
UID:117139-1765270800-1765276200@business.pa.gov
SUMMARY:Unlock The Power of Contracts For Your Business!  Virtual Event
DESCRIPTION:Join this dynamic program presented by the Pitt SBDC and master the essentials of contract law\, from crafting enforceable agreements to navigating business leases and employee contracts. Empower your small business or startup with the knowledge to secure your interests and avoid common pitfalls in contracts for products\, services\, and employment. Don’t miss this chance to elevate your business acumen! \n \nJoin attorney from MBM Law on as he discusses contracts. MBM will cover the specific laws surrounding contract construction and enforceability and the key provisions common contracts small business owners encounter . The presentation discusses three of the most common types of contracts a new business owner will encounter: (1) a business lease; (2) contracts for products and services; and (3) employee contracts. Attendees will learn about the standard provisions contained in a business lease and how to avoid common pitfalls new business owners face when entering a business lease\, the key information to include in their contracts for products and services\, and how to protect their business interest with their employee contracts. As a part of the employee contract presentation\, attendees will be provided with an overview of how to determine if an individual is an employee or if they qualify as an independent contractor. \n \n Topic: Unlock the power of contracts
URL:https://business.pa.gov/event/unlock-the-power-of-contracts-for-your-business-virtual-event-7/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2024/08/image_2698C936-6E27-4FF2-8493-102BD0C9E889.png
ORGANIZER;CN="Terri%20Cook":MAILTO:SBDC@pitt.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20251202T130000
DTEND;TZID=America/New_York:20251202T160000
DTSTAMP:20260421T120145
CREATED:20251125T134455Z
LAST-MODIFIED:20251125T162824Z
UID:117105-1764680400-1764691200@business.pa.gov
SUMMARY:First Step: Starting A Small Business in Pennsylvania
DESCRIPTION:The First Step: How to Start and Finance Your Business. This monthly seminar provides an overview on the steps to start a business along with an in-depth look at a business plan. \n \nTopics include business registrations\, licenses\, business structures\, taxation\, research tools\, what to expect in financing your business and how the Small Business Development Center can help you start and grow your business. \n \nThis event is a hybrid event so it is being offered in person and virtually via Zoom. If you plan to attend virtually\, you will need to use our follow up link to register in Zoom and then Zoom will email the link to log into the webinar. \n \n 
URL:https://business.pa.gov/event/first-step-starting-a-small-business-in-pennsylvania-36/
LOCATION:14 Suites on Main South\, Arnold Avenue\, Clarion\, PA\, 16214\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2025/11/image_3FCE2792-3DD9-46F8-A1EE-89BB6D9E6541.png
ORGANIZER;CN="Jeanne%20Best":MAILTO:jbest@clarion.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20251121T120000
DTEND;TZID=America/New_York:20251121T130000
DTSTAMP:20260421T120145
CREATED:20251027T155738Z
LAST-MODIFIED:20251027T180740Z
UID:116735-1763726400-1763730000@business.pa.gov
SUMMARY:Virtual Lunch and Learn Series - Small Business Funding Options
DESCRIPTION:Part 2 of the Lehigh University SBDC Small Business Capital Series will cover small business funding options for business owners seeking to raise capital. \n \nTopics include: Commercial\, SBA\, state\, and local loans\, small business micro lending sources\, equity investment\, short term financing options\, crowdfunding\, peer to peer lending\, and addiitonal sources of small business funding. \n \nThis is a live virtual session.  A link to the event will be sent a day prior. \n \nA follow up session on business planning is scheduled for December 5.  Register Here
URL:https://business.pa.gov/event/virtual-lunch-and-learn-series-small-business-funding-options/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2025/10/image_36CCCAAF-CCA7-48CE-8CC0-DDD5AB886AF2.png
ORGANIZER;CN="Robert%20Mineo":MAILTO:rom311@lehigh.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20251120T090000
DTEND;TZID=America/New_York:20251120T103000
DTSTAMP:20260421T120145
CREATED:20251027T155339Z
LAST-MODIFIED:20251027T175140Z
UID:116699-1763629200-1763634600@business.pa.gov
SUMMARY:How to Access the Capital You Need - virtual session
DESCRIPTION:Hear from an SBA preferred lender to learn how to access capital from business acquisition to start-up financing to ground-up construction and every state in between. \n \n9:00 a.m. to 10:30 a.m.  \nRegistration and Fees: Payment of seminar fees may be made by check\, money order or credit card. Payment must be received to guarantee your space in an event. \nRefund Policy: If you wish to request a refund\, please contact the conference organizer listed above to discuss. You may also elect to send a substitute in your place. If the event is cancelled\, all fees will be returned. \nSpecial Accommodations: In accordance with the American Disabilities Act and state law\, you may request accommodations due to a disability by contacting the event organizer listed above. Advance notice may be necessary for some accommodations. Registration must be paid prior to accommodation requests.
URL:https://business.pa.gov/event/how-to-access-the-capital-you-need-virtual-session-7/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2024/05/image_107CB3CE-D93C-4A01-BAF9-7BA3B49BA231.png
ORGANIZER;CN="Terri%20Cook":MAILTO:SBDC@pitt.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20251107T120000
DTEND;TZID=America/New_York:20251107T130000
DTSTAMP:20260421T120145
CREATED:20251027T154622Z
LAST-MODIFIED:20251027T170511Z
UID:116655-1762516800-1762520400@business.pa.gov
SUMMARY:Virtual Lunch and Learn Series - Intro to Small Business Loans
DESCRIPTION:Part 1 of the Virtual Lunch and Learn Series will introduce the small business financing process to business owners who are seeking funding. \n \nTopics will include: commercial\, SBA\, state\, and community loan requirements\, tips for navigating the application process\, how to prepare a complete loan package\, alternatives to traditional loan sources\, and information on additional resources. \n \nThis is a virtual session.  A link to the event will be sent a day prior. \n \nA follow up session on Small Business Funding Options is scheduled for November 21.  Register Here \n \nA follow up session on Business Planning is scheduled for December 5. Register Here
URL:https://business.pa.gov/event/virtual-lunch-and-learn-series-intro-to-small-business-loans/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2025/10/image_066E6293-6900-4C01-AEBA-C17136E088BB.png
ORGANIZER;CN="Robert%20Mineo":MAILTO:rom311@lehigh.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20251106T130000
DTEND;TZID=America/New_York:20251106T140000
DTSTAMP:20260421T120145
CREATED:20251027T154423Z
LAST-MODIFIED:20251027T170055Z
UID:116649-1762434000-1762437600@business.pa.gov
SUMMARY:Business Finance Basics - Protecting your Business
DESCRIPTION:Business Finance Basics Overview  -participants will be equipped with essential financial strategies to improve cash flow\, scale their businesses\, expand financial knowledge\, and protect their businesses from potential risks. \n \nAttendees will learn:                                                                      \n \n—     Protect your business \n \n–      Business insurance \n \n–      Types of business insurance \n \n–      Business insurance knowledge check \n \n–      Next steps
URL:https://business.pa.gov/event/business-finance-basics-protecting-your-business/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2024/05/image_55CE5BD1-992C-4492-812B-658E8DC4BED9.png
ORGANIZER;CN="Katie%20Neiderer":MAILTO:vkneiderer@ship.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20251104T090000
DTEND;TZID=America/New_York:20251104T103000
DTSTAMP:20260421T120145
CREATED:20251027T154357Z
LAST-MODIFIED:20251027T160024Z
UID:116625-1762246800-1762252200@business.pa.gov
SUMMARY:Bookkeeping Basics - virtual workshop
DESCRIPTION:Learn the fundamentals of bookkeeping to help manage your business financials and make informed business decisions. \n \nAccurate bookkeeping serves as the foundation of your business’s accounting and financial systems– impacting the growth and success of your business. Bookkeeping Basics\, presented by Wilke CPAs & Advisors will introduce attendees to bookkeeping best practices for business. \n \nTopics covered to include key action items related to: \n \n• Creating a Chart of Accounts \n \n• Recording Transactions \n \n• Bank Reconciliations \n \n• Planning for Taxes \n \n• Accounting Software Options \n \n• and much more \n \n  \n \n 
URL:https://business.pa.gov/event/bookkeeping-basics-virtual-workshop-7/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2024/04/image_4EA06FBB-F467-4034-87AE-E30BD3275B76.png
ORGANIZER;CN="Terri%20Cook":MAILTO:SBDC@pitt.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20251030T100000
DTEND;TZID=America/New_York:20251030T113000
DTSTAMP:20260421T120145
CREATED:20250925T145433Z
LAST-MODIFIED:20250925T192425Z
UID:116249-1761818400-1761823800@business.pa.gov
SUMMARY:Small Business Loan Program: Choosing the Right Fit and Getting Loan Ready
DESCRIPTION:Date: Thursday\, October 30th\, 2025 Time: 10:00 AM – 11:30AM \n \nLocation: \n \nVirtual: Via Zoom (Provided after registration) \n \nJoin us for a FREE dynamic one and a half hour Zoom panel discussion\, followed by Q&A\, featuring experts from the Pennsylvania SBDC\, Pursuit\, and Community First Fund. The panel will cover the loan programs available to small businesses\, how to determine which program is the best fit for your needs\, and the steps to prepare a loan-ready application. You will also learn how to apply\, access technical assistance to strengthen your submission\, and discover the specific programs offered by each participating organization. Whether you are just starting your funding journey or looking to strengthen your loan application\, this session will provide practical insights and direct connections to the resources that can help you succeed. \n \nHear directly from: \n \n \nWill Hooten\, Executive Director of SSBCI\, PASBDC\n \nEthan Ruot\, AVP\, Senior Business Development Officer\, Pursuit\n \nTom Dowling\, Vice President\, Business Development\, Pursuit\n \nAlba Fernandez\, Senior Vice President\, Finanta\n\n \nThis free session is open to all and is ideal for entrepreneurs\, small business owners\, and community stakeholders. Join us in person or from the convenience of your home or office via Zoom!
URL:https://business.pa.gov/event/small-business-loan-program-choosing-the-right-fit-and-getting-loan-ready/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2025/09/image_96563EE6-2945-4C5F-B314-68B066C710C8.png
ORGANIZER;CN="PA%20SSBCI%20-%20Kutztown":MAILTO:hooten@kutztown.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20251024T090000
DTEND;TZID=America/New_York:20251024T103000
DTSTAMP:20260421T120145
CREATED:20250925T145232Z
LAST-MODIFIED:20250925T190447Z
UID:116233-1761296400-1761301800@business.pa.gov
SUMMARY:Small Business Funding Options: Equity Financing
DESCRIPTION:  \n \nEquity Financing: Attracting Investment for Your Business \n \nLooking to raise capital to grow your business? \n \nEquity financing allows entrepreneurs to obtain funding by selling an ownership interest\, but navigating this process can be complex. \n \nJoin Ayesha Haider of Ben Franklin Technology Partners for a session on the fundamentals of equity financing and what it takes to attract investment capital. \n \nIn this seminar\, you’ll learn about: \n \n \n\nDebt vs. Equity Financing for your Small Bsuiness \n\n \n\nSources of Equity Financing  \n\n \nTypes of Equity Investment\n\n \n \n\nRequirments for Obtaining Equity \n\n \n\nThe Pitch \n\n\n \nThis in person session is designed for entrepreneurs and business owners who are exploring growth funding options and want to understand how equity financing works in practice.
URL:https://business.pa.gov/event/small-business-funding-options-equity-financing/
LOCATION:116 Research Dr\, Bethlehem\, PA\, 18015\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2025/09/image_760B9FD8-539B-4407-9FDA-D6AC1680EE15.png
ORGANIZER;CN="Robert%20Mineo":MAILTO:rom311@lehigh.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20251021T130000
DTEND;TZID=America/New_York:20251021T140000
DTSTAMP:20260421T120145
CREATED:20250925T143719Z
LAST-MODIFIED:20250925T164455Z
UID:116207-1761051600-1761055200@business.pa.gov
SUMMARY:Business Finance Basics - Building and Expanding your Business
DESCRIPTION:Business Finance Basics Overview -participants will be equipped with essential financial strategies to improve cash flow\, scale their businesses\, expand financial knowledge\, and protect their businesses from potential risks. \n \nAttendees will learn:   \n \n–  Build and expand your business \n \n–  Merchant services \n \n–  Why does a business need to borrow? \n \n–  Borrowing solutions \n \n–  Optimize your cash flow
URL:https://business.pa.gov/event/business-finance-basics-building-and-expanding-your-business/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2022/03/image_4EF38684-C454-4930-A833-68790F7B3CDA.png
ORGANIZER;CN="Katie%20Neiderer":MAILTO:vkneiderer@ship.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20251009T130000
DTEND;TZID=America/New_York:20251009T140000
DTSTAMP:20260421T120145
CREATED:20250925T143116Z
LAST-MODIFIED:20250925T154126Z
UID:116159-1760014800-1760018400@business.pa.gov
SUMMARY:Business Finance Basics - Improving the Cash Flow of your Business
DESCRIPTION:Participants will be equipped with essential financial strategies to improve cash flow\, scale their businesses\, expand financial knowledge\, and protect their businesses from potential risks.  \n \nAttendees will learn:  Manage your business cash flow \n \n–      Business banking \n \n–      Ways to keep your business and personal finances separate \n \n–      Opening a business banking account \n \n–      Tips for business and debit and credit cards \n \n–      What’s cash flow? \n \n–      Cash flow statement \n \n 
URL:https://business.pa.gov/event/business-finance-basics-improving-the-cash-flow-of-your-business/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2024/05/image_55CE5BD1-992C-4492-812B-658E8DC4BED9.png
ORGANIZER;CN="Katie%20Neiderer":MAILTO:vkneiderer@ship.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20250930T100000
DTEND;TZID=America/New_York:20250930T120000
DTSTAMP:20260421T120145
CREATED:20250925T124241Z
LAST-MODIFIED:20250925T124241Z
UID:116079-1759226400-1759233600@business.pa.gov
SUMMARY:The Basics of Business Lending (in-person and live-stream)
DESCRIPTION:The Basics of Business Lending \n \nWhether you have a startup or an existing business\, your business needs capital to survive and grow. There are several ways to secure funding\, but which one is right for your business? \n \nThis workshop introduces participants to the foundational concepts of business lending\, helping them understand how to access financing\, what lenders look for\, and how to prepare for a successful loan application. It covers different types of loans\, lending institutions\, and the criteria used to evaluate creditworthiness. \n \nIn this 2-hour workshop we will discuss: \n \n \nTypes of Business Loans\n \nSources of Business Lending\n \nWhat Lenders Look For (The 5 Cs of Credit)\n \nPreparing for a Loan Application\n \nCommon Mistakes to Avoid\n \nTips for Success\n \nHow does the SBA lending work?\n \nEligibility\n \n7(a) Program\n \nSBA Express\n \nCommunity-focused programs\n\n \nRegister today and find out which capital source is right for you! \n \nSpeakers: \n \nJoseph Lisowski\, V.P. – Branch General Manager\, Huntington National Bank \n \nNick Molea\, V.P. – Business Banking Relationship Manager\, Huntington National Bank
URL:https://business.pa.gov/event/the-basics-of-business-lending-in-person-and-live-stream/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2025/09/image_2EA84280-8C32-44C6-8B73-04B4560B2E14.png
ORGANIZER;CN="John%20Higgins":MAILTO:higginsj5@duq.edu
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20250925T090000
DTEND;TZID=America/New_York:20250925T103000
DTSTAMP:20260421T120145
CREATED:20250825T131815Z
LAST-MODIFIED:20250825T155107Z
UID:115719-1758790800-1758796200@business.pa.gov
SUMMARY:How to Access the Capital You Need - virtual session
DESCRIPTION:Hear from an SBA preferred lender to learn how to acess capital from business acquisiton to start-up financing to ground-up construction and every state in between. \n \n9:00 a.m. to 10:30 a.m.  \nRegistration and Fees: Payment of seminar fees may be made by check\, money order or credit card. Payment must be received to guarantee your space in an event. \nRefund Policy: If you wish to request a refund\, please contact the conference organizer listed above to discuss. You may also elect to send a substitute in your place. If the event is cancelled\, all fees will be returned. \nSpecial Accommodations: In accordance with the American Disabilities Act and state law\, you may request accommodations due to a disability by contacting the event organizer listed above. Advance notice may be necessary for some accommodations. Registration must be paid prior to accommodation requests.
URL:https://business.pa.gov/event/how-to-access-the-capital-you-need-virtual-session-6/
LOCATION:Webinar\, United States
CATEGORIES:Business Financing
ATTACH;FMTTYPE=image/png:https://business.pa.gov/wp-content/uploads/2024/05/image_107CB3CE-D93C-4A01-BAF9-7BA3B49BA231.png
ORGANIZER;CN="Terri%20Cook":MAILTO:SBDC@pitt.edu
END:VEVENT
END:VCALENDAR